Genesis Tax Services has partnered with the largest servicer of tax-related financial products in the U.S. HSBC has the service, support, and everyday financial solutions that our clients expect and deserve. Here’s why we along with so many other tax preparers switch to HSBC Taxpayer Financial Services to meet the needs of their clients:

• The most complete suite of tax-related financial products available
• The highest RAL(Refund anticipation loan) loan approval percentages
• The best Instant Tax refund Loan up to nearly $1,800 (Instant RAL) in the market
• The highest loan amounts($9,000 in 2007)
• Best in-class customer service

Refund Anticipation Loan (RAL): provides you a loan in the amount of your expected tax refund in just 12 to 48 hours. There are no split checks. We offer the highest loan amount in the industry at $9000.

Key benefits:
• Receive a loan against your anticipated refund within 24-48 hours
• High approval rating and fast approval time
• No out of pocket expenses at the time of your tax preparation,
• The highest loan amounts in the industry with a maximum of $7,000
• Checks are not split you can receive full EIC refund amount

Instant Tax Refund Loan® (IRAL) like the RAL only faster, provides you a loan in just minutes (with loan decisions in usually just 35 seconds). Our clients can receive a portion of their funds at the time of their tax preparation and the remainder the next day as a RAL or in eight to 14 days. Also available for state tax refunds.

Key benefits:
• Speed, it’s the fastest way to get money at tax time.
• Approval in minutes
• No out-of-pocket expense at time of tax preparation.
• Best of all you may begin applying on January 2rd, weeks before the IRS begins accepting electronic filings.

Refund Anticipation Check (RAC): provides a cashiers’ check to our client in the amount of your expected tax refund less fees in eight to 14 days. Available for state tax refunds.

Key benefits:
• Lower cost for faster return
• No out of pocket expense at time of tax preparation.

Refund Processing Transfer (RPT): similar to the RAC, a RPT provides a transfer of the tax refund amount less our preparation fees to our client’s bank account in eight to 14 days.

Key benefits:
• Tax refund is deposited into our client’s bank checking or savings account
• No out of pocket fees for tax preparation
• Provides you with another payment option
• One of the lowest-priced, tax-related financial products in the industry

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